Assisting Banks Under Regulatory Enforcement Actions

The environment for community banks has been very challenging for several years. Loan portfolio problems and other regulatory issues are having a significant impact on the management and governance of community banks creating a special need for banking executives who can work with regulators and lead individual banks through this challenging period.

In response to this changing environment we have dedicated resources to identifying and evaluating banking executives who have the business judgment, ability and knowledge necessary to protect shareholders investments and meet regulators requirements to return the bank to a solid footing.

Sills Associates and our partners have assisted banks in virtually all areas including commercial/consumer/specialty lending and business development; credit underwriting, credit management and special assets; operations, investments, asset and liability management, audit/compliance and executive management. Our experience interviewing and evaluating management professionals and our extensive contacts in the banking industry enable us to quickly vet candidates and determine their appropriateness for and interest in a specific opportunity.

For banks operating under enforcement actions we have a network of banking executives and contacts that enables us to assist the leadership or board of directors in locating, evaluating, vetting and selecting executives to address regulators' concerns and restore the bank to satisfactory status. We also have relationships with investors who are interested in the community banking space and who possess both capital and banking expertise.